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Plans

Choose the cover that fits your home

No call-out fees, no hidden costs — cancel anytime.

Essentials

Core electrical & plumbing emergency cover.

£9.99/month
  • Emergency electrical fault call-outs
  • Blocked drain & leak call-outs
  • Phone support during working hours
  • 1 call-out per year included
Choose Essentials

Structural Plus

Added protection for older or higher-risk properties.

£26.99/month
  • Everything in Complete Home
  • Subsidence & structural crack assessment
  • Roof & guttering emergency repairs
  • Priority same-week call-outs
  • Annual full-property inspection
Choose Structural Plus
FAQs

Cover plan questions

Is there a call-out fee?

No — all cover plans include call-outs at no extra charge, subject to your plan's annual limits.

Can I cancel anytime?

Yes, all plans are monthly rolling with no long-term contract or exit fee.

Are pre-existing issues covered?

Existing faults identified at sign-up aren't covered, but everything going forward is included from day one.

Who carries out the work?

The same vetted, insured engineers and tradespeople used for all HM Servis jobs — fully accredited and DBS-checked.

Protect your home from day one

Sign up in minutes — cover starts within 48 hours.

Get Covered Today